What is the NY Auto Insurance Liability Rule?

New York Auto Insurance

New York Is a No-Fault Insurance State New York operates under a no-fault system for car insurance coverage purposes, so Personal Injury Protection (PIP) coverage is required. What kind of insurance do I need? New York law requires that you have auto liability insurance coverage. The minimum amount of liability coverage is: $10,000 for property damage for a … Read more

New York Department of Motor Vehicles Guide To Auto Insurance

The average cost of auto insurance in New York state is $1,431 — which is #23 in state rankings — according to Insure’s annual survey. Yet, you can get below-average premiums just by shopping around for free New York auto insurance quotes on our site. That being said, you want to make sure you know the … Read more

Buying New York State Auto Insurance Coverage Online?

Buying New York state auto insurance coverage online can be a good choice for consumers, as long as they take the time to learn about their options and the companies offering coverage first. Having insurance coverage in place is a legal requirement for drivers in New York, but each company offering these types of financial … Read more

New York Auto Insurance Coverage and Motor Vehicle Accidents

In New York, drivers who are involved in a motor vehicle accident must exchange insurance information if there were no injuries and the damage is confined to property only. For this reason, proof of coverage should be carried in the vehicle at all times. If the collision involves striking a parked car or other vehicle … Read more

The Biggest-Ever Guide to Auto Insurance in New York

New York City is home to almost 20 million inhabitants, and is currently the third most densely populated area in the country. These statistics equate to a massive number of road users and offers some explanation regarding the high auto insurance rates applied throughout the state. Auto insurance is a legal obligation in New York, … Read more

How to Find the Cheapest Auto Insurance in New York

Consumers who are looking for the cheapest auto insurance in New York need to start with a detailed plan. Shopping around to get prices from a number of providers is an important component of trying to find low-cost coverage, but the first step in the process is to examine the current policy to determine whether … Read more

Find the Right Company with NY Auto Insurance Reviews

How can NY auto insurance reviews help consumers find the right company for their needs? There are a number of companies licensed to sell policies in the state and checking out online reviews can help point a driver in the right direction when he or she is looking for this required protection. A number of … Read more

Check Out Online Quotes for Best NY Car Insurance Rates

Many drivers in NY find an insurance company to sell them a policy and stick with the same one for years. They may think that all insurance providers offer the same type of coverage or that rates are the same across the board. Neither of these assumptions are true and by taking the time to … Read more

How to Get the Cheapest Car Insurance in NY

Consumers who want to get the cheapest car insurance in NY must successfully demonstrate to the insurance provider that they are a low risk for coverage purposes. When a car insurance company in this state is setting rates for its customers, it considers a number of factors before determining whether to offer to insure a … Read more

Slashing Young Driver Auto Insurance in New York

Motorists in New York are subject to some of the highest auto insurance rates to be found in the entire country. During the first half of 2010, the average auto insurance policy came in at $2,289. When compared to the national average of $1,577, it’s fairly easy to see how heavily penalized New York drivers … Read more

Reducing New York Car Fraud

The Cheaper Car Insurance Act of 2010 has recently been passed by US Senator, Charles Schumer, as a means of imposing stiffer penalties on motorists who display fraudulent behavior when an actual claim is made. Once the new laws come into effect, a judge will have the power to impose fines up to a maximum … Read more

Reduce your New York Auto Insurance Quotes with Promiga

Road users in New York are currently paying approximately $712 more for their auto insurance coverage each year than the average US motorist. A high population level, crime rates and the sheer number of vehicles on the road all have a massive effect on New York auto insurance quotes. However, there is still at least … Read more

New York Auto Insurance Coverage

Auto insurance coverage is more extensive in New York than in many other parts of the United States because of the high population density that exists. This means that New York motorists should be sufficiently covered to the following mandatory levels: $25,000 worth of bodily injury liability per person $50,000 worth of bodily injury liability … Read more

New York Car Insurance Rates After an Accident

If you have been unfortunate enough to have been involved in an accident, dealing with your own injuries and getting your car repaired may not be the only consequences. Your New York car insurance rates may go up as well. When an insurance company raises your rates following an accident, it is called a surcharge. … Read more

New York Auto Insurance Discounts

New York auto insurance companies offer a number of discounts to customers. You may not realize that you qualify for a better price on your car insurance coverage, and it’s a good idea to ask about available discounts to see how many of them apply to you. If you have taken an accident prevention course, … Read more

New York Auto Insurance Quotes

If you are looking for your first New York auto insurance policy, you should take the time to get quotes from a few different companies before making a decision about your coverage. Existing car insurance customers can also benefit from shopping around for coverage before their policy expires. Each insurance company sets its own rates, … Read more

New York Car Insurance and Renting a Car

Your New York car insurance policy may cover you if you rent a car, but you should check with your insurance company or agent to confirm that fact before you rent another vehicle. The car rental agency will also offer you insurance coverage, and you may want to consider adding it. If you are like … Read more

How to Find Cheap New York Car Insurance

If your goal is to find cheap New York car insurance coverage, be prepared to roll up your sleeves and do some work to find the best possible rate. Shopping around for insurance coverage is one thing you can do to get the protection you need without paying too much for it. You can also … Read more

How to Get Lower Rates for New York Car Insurance

Drivers in New York can pay higher than average rates for their car insurance coverage. There are some things you can do to get lower rates, though. Shopping around for car insurance is a good idea. You can also change the level of your deductible to save money. Another way to keep insurance costs down … Read more