Recent independent studies show a significant increase in the number of motorists driving without auto insurance and the current economic climate is only serving to make the problem worse. Uninsured motorists now account for approximately one out every six vehicle users on US highways and these figures are supported by research carried out in the…
Obtaining a motorcycle insurance policy can be difficult affair. Even if you are a safe and conscientious road user, many auto insurance companies will view motorcycle riders as being a particularly high-risk group. This is supported by accident statistics and even though most bikers tend to use their machines within the confines of the law,…
The tight legislation that governs the auto insurance industry offers consumers a certain level of protection against unscrupulous companies that rarely live up to the exalting claims they make on promotional literature and television advertisements. It should always be remembered that the overwhelming majority of auto insurance companies are reputable, conscientious and always operate legally….
My auto insurance company appears to have cancelled my policy. What’s happened? Your car insurance company can cancel your policy for any number of reasons but the two most common instances are non-payment of premiums or presenting inaccurate information pertaining to a vehicle or the person driving it. How do I know if my payments…
Many drivers have a tendency to treat the subject of subrogation with an element of caution when dealing with their auto insurance policies. Effectively, subrogation offers the insurance company a chance to recoup their money if certain issues are found during a claim so by being aware of the instances where charges may be applied,…
No one plans to be involved in a motor vehicle accident, but you should think about what to do if the unexpected happens. Taking things step by step will get the situation dealt with as quickly and efficiently as possible. It makes sense to take some time to review your insurance policy to make sure…
Acquiring cheaper California motorcycle insurance is made easier if riders focus their attentions on companies that specialize in providing cover for motorcyclists as well as sourcing prices from the some of the more recognized insurance companies that operate within the Golden State. Legislation is in place that makes it compulsory for California motorcycle insurance to…
If you decide to cancel your car insurance policy, you need to go about the process in the right way. Simply stopping your payments is not a good strategy, and it can affect your credit as well. Whatever the reason you have decided to stop getting car insurance coverage from a particular company, check the…
Talking to the owner of the body shop about car insurance? It’s not as far-fetched an idea as you might think. If your goal is to find a car insurer who treats its customers well when they make a claim, then you talk to someone who deals with adjusters regularly. The body shop owner deals…
Bodily injury auto liability insurance doesn’t cover a driver’s own injuries; it pays benefits to the occupants of the other vehicle involved in an accident. The insurance company issuing the policy will provide a legal defense if the driver is sued for damages. The bodily injury insurance coverage pays benefits for an injured person’s medical…
One of the most significant reasons behind the rising costs in annual insurance premiums is the issue of auto insurance fraud. In recent years, carriers have worked tirelessly to increase their level of awareness over this problem and an increasing number of motorists are now being held accountable for fraudulent behavior. Auto insurance fraud is…
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