Car Insurance Tips

While there are many car insurance tips available to help lower the cost of a premium based on the type of car being used, safe driving history and changing the levels of voluntary excess within a policy to an acceptable level, there are still a large number of good driving and car care habits that can keep car owners free from accidents, convictions and increasing insurance costs.

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As well as being expensive to replace, worn tires can also be potentially life-threatening. One of the most frequently advised car insurance tips is to check the depth and condition of tires on a regular basis. Low tire pressure can result in poor handling and uneven wear so which can increase braking distances. This makes the risk of having an accident more likely and, if you are ever unfortunate enough to be pulled over by the police, you could receive a £60 fine and 3 penalty points on your license.

Lights should be checked before setting off on every journey. Although most drivers will only pay attention to headlights and taillights, one of the most important car insurance tips is to also check indicators, sidelights and fog lights. All of the lights on a vehicle must be fully functional and any faulty components can, once again, see the driver facing a fixed penalty and further points on their license.

Ensure all fluids, including fuel, are topped up to the level needed before every journey. Fixed penalties can be issued even if you run out of gas and as the points tally on your license increases, so does the cost of your insurance coverage. Other car insurance tips include regular checks on windscreen wipers and avoiding the use of mobile phones while driving.

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