CA car insurance is a legal requirement and all road users are obliged to purchase the statutory levels of liability coverage. This equates to $15,000 worth of bodily injury liability coverage per person, $30,000 worth of bodily injury liability coverage per accident and $5,000 worth of property damage liability. However, it is possible to avoid purchasing CA auto insurance if any of the following sureties can be provided:
- A cash sum of £35,000 deposited with the California Department of Motor Vehicles
- A certificate of self-insurance, usually issued by the California Department of Motor Vehicles, to owners of fleets that consist of more than 25 vehicles
- A surety bond to the value of $35,000. The bond must be issued by an auto insurance company that has been licensed to conduct business in California
Mandatory state requirements only represent the minimum level of coverage that road users are expected to purchase. Auto insurance CA can be supplemented so that coverage levels are increased and additional features can also be obtained.
Drivers can save money on their CA auto insurance quotes by purchasing their policies online. On a comparative level, on line car insurance quotes are usually 10% cheaper than an equivalent purchase made from a telephone call center or land-based outlet. Further savings can be enjoyed if the policy applicant has a safe driving history and intends to keep his estimated annual mileage below 6,000 miles. Road users should compare multiple car insurance quotes before settling on a policy.