If you live or drive in California, you have a legal obligation to carry a valid auto insurance policy. Unfortunately, California is one of many states that suffer from a growing problem with uninsured and underinsured motorists. In 2006, the state fought back and introduced legislation that made it harder for uninsured drivers to use their vehicles and this has led to an increasing number of drivers searching for cheap California auto insurance.
Luckily for road users in California, cheap auto insurance is readily available from a number of resources. Price comparison websites are a perfect choice for road users who have money to spend, but want to find the best value in the market so that they can be adequately insured without paying excessively high auto insurance rates.
For low income drivers living in California, cheap auto insurance can be purchased under the Low-Cost Automobile Insurance Program (CLCA). The primary goal of the program is to provide affordable on-road protection for road users with a good driving history, but without the means of paying the higher auto insurance rates demanded by companies through their websites, offices and call centers.
To apply for a CLCA policy and to enjoy cheap California auto insurance, applicants must be over 19 years of age, qualify as a good driver and own a vehicle with a market value of less than $20,000. A questionnaire must be taken to ensure qualification criteria are met, and a list of certified carriers will be provided. A deposit and the correct documentation will also be required to take part in the program.