British Columbia residents are required to buy liability insurance coverage under a provincially-administered plan. The basic plan also includes protection against uninsured or underinsured motorists. Accident benefits to compensate injured people for their medical bills and lost wages is also included.
Optional car insurance options for British Columbia drivers are as follows:
- Excess Third-Party Liability
- Excess Underinsured Motorist Protection
- Replacement Coverage for a New Vehicle
- Specified Perils
When shopping for optional coverage, a savvy consumer will look to online car insurance quotes to provide them with the information they need quickly. A company web site is available on a 24 hour basis for prospective customers to find out about coverage options and to request a quote. No need to wait for traditional business hours to get this important information!
When ordering online car insurance quotes, it’s important for consumers to make sure that they are comparing similar products. Before long, car insurance quotes can start to look the same. Since pricing can vary greatly between providers even for the same level of coverage, to have quotes for different levels of protection only leads to confusion when several insurance companies are involved.
A better choice is to decide what level of coverage is desired first. Then request online car insurance quotes for that policy limit and deductible only. The job of comparing rates becomes much easier.