Car insurance customers in Wyoming paid an average of $1,445 in 2010. This figure is lower than the national average in the United States, which is $1,580. The average cost of coverage in this state was up slightly in 2010 over 2009. Even though the increase was approximately two percent, it doesn’t mean that car insurance buyers should be less than vigilant in their search for the best pricing.
It’s worth the effort to compare rates from several insurance providers, since each car insurance company uses its own criteria to determine what level of risk an applicant presents. A person who has been driving for several years and has a clean driving record will be less risky to insure than an individual who has been involved in one or more accidents and has several moving violations as well.
The insurance companies use a person’s past record as a way to predict future behavior, which means maintaining a good record is one of the best things that a car insurance customer can do to save money on rates. New drivers who have completed a driver’s education course may qualify for better rates, and motorists with any level of experience behind the wheel can benefit from taking a defensive driving program. It’s a good idea to check with the insurance company to find out whether the program being considered is approved and to confirm that successful completion will result in a discount.