Drivers in West Virginia paid an average of $1,870 for coverage in 2010. This figure is higher than the national average of $1,577. Whether you are paying more or less than the average amount for your coverage, it doesn’t mean you have to give up on the idea of getting better rates for your car insurance coverage.
If you are being charged a higher level than average, review your current policy carefully. Are there any extras on your policy that you can do without? You may want to ask the insurer whether reducing or eliminating some coverage altogether would help you save some money on your premium costs.
You also have the option of increasing your policy deductible to lower the cost of your West Virginia car insurance coverage. Consider this option carefully, since you will be required to pay this amount before your car insurance company will pay out on any claims made against your policy. You don’t want to set the deductible at at level that will cause you financial hardship.
The best thing you can do to find affordable car insurance in West Virginia is to shop around and compare rates from different insurance providers. Even if you have been with the same insurer for several years, it doesn’t mean that you can’t get a better deal on your coverage elsewhere. Getting quotes from several insurance companies may help you find better rates.