Drivers who are looking for Virginia auto insurance coverage will pay an average of $1,063 to stay legal. The average cost of insurance nationwide is $1,449. Simply because drivers tend to pay less, on average, in VA than in other parts of the country, it doesn’t mean that they shouldn’t do everything they can to get the best possible rates.
Even if you are currently paying at or lower than the national average for your auto insurance coverage, take the time to get quotes from a number of companies before you make a decision about where you are going to buy your insurance. Pricing can vary significantly between providers, and by shopping around you will be able to find the company that can give you the best combination of the coverage you need and rates that you can afford.
Going online is an easy and convenient way for you to gather quotes from different providers. Start looking for pricing information a couple of months before your current policy is due to expire to give you enough time to switch companies if you find one that can give you a better a deal. When you have several quotes in hand, go over them carefully to confirm that all of them are for the same type and level of coverage and that the policy deductible is the same before you choose one. You want to be sure that you are comparing apples to apples when you make your decision.