Drivers in California paid an average of $1,308 for car insurance in 2010. This is significantly lower than the national average rate, which is $1,578. You may be paying more or less than the average price for your car insurance, depending on your personal situation and driving habits.
The cost of insurance in CA is falling, with the average cost of coverage in 2010 coming in at an average of just over 20 percent lower than 2009. With pricing becoming more affordable, now is the time to shop around for the best possible rates for your own coverage.
If your policy will expire in a few months, you should take the time to get quotes from some other insurance companies to find out if you can get a lower rate. Each insurance company uses its own set of criteria for determining risk and setting prices. Shopping for car insurance online means that you can find out the information you need to make a decision quickly.
Your current car insurance company should be rewarding you for being a loyal customer by offering you the best possible pricing for your level of risk, as well as any discounts you qualify for. If your current insurer is not doing so, then it may be time to move on to one that can give you better pricing.