The average cost of Arizona auto insurance in 2011 is $1,097. This amount is lower than the national average of $1,449.
Even if you are paying at or lower than the state average for your coverage, you should still consider shopping around to make sure you are not overpaying for it. Start looking for quotes for your coverage a couple of months before your current policy is due to expire. That way, you have the time you need to get pricing information from a number of providers and compare them carefully.
Going online is a great way to shop for Arizona auto insurance coverage. Doing so means that you don’t need to wait until regular business hours to start looking for the lowest rates. You can conduct your search at a time that is convenient for you, from anywhere you can establish an Internet connection.
Part of finding the right auto insurance policy for your needs is researching the insurance companies themselves as well. Make a point of clicking through to the “About Us” page of various insurance company web sites to learn about the providers. You will want to make sure that the companies you are considering are ones that are well established and that have the reserves required to pay out on the claims that their policyholders are making.
When you gather quotes from different companies, study them carefully to confirm that they are for similar coverage levels before buying a policy.