Requirements for auto insurance in Nebraska demand that every driver has the bare legal minimum insurance to meet requirements. Nebraska operates as a Tort state using a 25/50/25 system. The minimum requirements are as follows:
- $25,000 worth of bodily injury liability per person
- $50,000 worth of bodily injury liability per accident
- $25,000 worth of property damage coverage
- $25,000 worth of coverage against uninsured or under insured motorists per person
- $50,000 worth of coverage against uninsured or under insured motorists per accident
Personal injury protection is not a legal requirement. However, motorists are advised to cover themselves as a means of paying for medical treatment if a serious accident occurs.
Some insurance companies in Nebraska have a section of exclusion which can prevent other members of the household being insured on a specific car. All customers should beware of these conditions before agreeing to a policy.
In Nebraska, failure to maintain an insurance policy will result in notification to the DMV by the insurance carrier. This will result in the suspension of driving privileges and the license will remain suspended until such time as insurance proof can be shown.
Drivers can use the internet to secure the best possible deals on auto insurance and the best source of cut-price coverage usually comes in the form of price comparison websites. These excellent resources allow motorists to view multiple quotations by submitting their personal details. Once the results are displayed, a decision on the best policy can be made based on levels of coverage offered and the premium charged.