New Hampshire drivers who are considering instant car insurance quotes may be wondering whether this method can generate accurate information. The answer is that a quote received through a company web site or a site equipped with a quote tool to generate multiple quotes at once is just as accurate as one that a driver will receive from an agent. The same software is used in both instances to provide pricing information to buyers.
The advantage to a consumer of shopping for coverage online is that the process can be started at any time of the day or night. There is no need to wait until regular business hours to start the process. It’s possible to buy a policy online and pay for it without ever having to speak to a company representative, although a good insurance company will have customer service personnel available at least during business hours to deal with questions and concerns that a policyholder may have.
Another benefit of buying car insurance electronically is that it may be a less expensive way to put coverage in place. Some insurance companies offer discounts to customers who buy in this manner; lower administrative costs and the fact the company does not have to pay a commission to an agent means that it can pass on at least a portion of these savings to its policyholders.