Alaska remains as one of the most splendidly picturesque regions within the United States but the sparse terrain sees motorists relying more on their vehicles for carrying out day-to-day activities while the rest of us might take similar mobility for granted. This makes auto insurance an absolute necessity and the cheapest Alaska car insurance quotes can be obtained with little more than a few basic details and a zip code.
The United States government has tightened regulations within the country pertaining to auto insurance and most regions operate using the Tort or no-fault systems. While the two methods have a number of marked differences, a valid insurance policy will cover the cost of bodily injuries sustained in an accident and any damages caused to motor vehicles as long as sufficient coverage is in place. This should be remembered whenever auto insurance quotes are being gathered.
The minimum levels of mandatory auto insurance coverage in Alaska are as follows:
- $50,000 of bodily injury liability per person
- $100,000 of bodily injury liability per accident
- $25,000 of property damage liability
Although there are other forms of insurance that can be added to a policy when car insurance quotes are being compared, motorists should always relate any extra requirements to the type of vehicle they are using. There is little point in comprehensively insuring an old vehicle with high mileage but in turn, it can be foolish to only purchase the minimum levels of mandatory coverage for a newer model if there are outstanding loans or leases secured against it.