There are a number of ways to significantly lower your classic car insurance costs. Because more insurers are operating online and have significantly reduced their overheads, there is a greater likelihood of them transferring those savings on to their customers.
If you already own a vehicle for day-to-day use and have insurance on it, it may be worthwhile asking your existing insurer if they can offer a respectable deal on your classic car. Although much will depend on the value of your classic vehicle, there is a good chance that your insurer will be able to reach an acceptable compromise in terms of price.
Be clear about how often you plan to use the car. If you only intend to use it for weekend driving or for taking to shows, you may find that talking to your insurance company about limited mileage could reduce the cost of your premium.
It is also worth thinking about where the vehicle will be kept overnight. Insurers will look more favorably on people who lock up their classic cars at night to protect them from potential harm. This factor alone can reduce your premium and lead to affordable classic car insurance.
If you use the internet regularly, you will be aware that search engines and price comparison sites are a very effective way of finding affordable classic auto insurance. A price comparison site will allow you to submit your details to the site and this information is used to search for suitable policies that cover your needs. Usually, the search is completed within seconds so that an effective comparison can be made amongst the carriers listed.
It is important to remember that there are also a number of websites available that specialize in providing affordable classic auto insurance.