For some teenagers, it isn’t possible to get out if school quick enough! Unfortunately, the options these youngsters have in terms of finding things to do in their spare time will be somewhat limited if they are unable to afford auto insurance. There’s nothing wrong in wanted to spread your wings but by applying yourself to schoolwork, you’ll be able to lower the cost of your auto insurance quotes and spread those wings in style!
Many auto insurance companies baulk at the prospect of insuring teenage motorists. Unfortunately, motoring statistics indicate that drivers in the 17 to 24 year old age group are likely to be involved in road traffic accidents than vehicle users from any other range. This makes auto insurance quotes more expensive for teenage drivers but there are still ways to obtain discounts to make coverage more affordable.
Auto insurance companies charge more to cover young drivers because there’s no real indication of how responsible they’re likely to be when they actually start driving. However, many carriers will offer reductions if students manage to maintain good school grades. By being conscientious in a classroom environment, young drivers will be rewarded with lower auto insurance rates.
As well as adopting a mature approach to school or college, teenagers can also increase their credentials as safe drivers by completing an advanced driving course. By learning to drive in a more defensive manner, auto insurance providers will be undertaking less of a risk and your premiums should fall accordingly.