Even though car insurance is a legal requirement in the UK, it doesn’t mean it has to be expensive. Road users on the UK mainland can take 5 simple steps to lower their car insurance rates!
Reduce the risk of your Car Insurance Company
By increasing your excess figure to as high a level as affordably possible, you’ll be reducing the level of risk being carried by your car insurance company and this will result in lower premiums.
Do you live in an area with high crime rates? Consider having additional security features fitted to your vehicle and try to find a safe, locked overnight location for your car. If this isn’t possible, try to park in well-lit areas or in car parks where CCTV cameras are in operation.
When you are looking at car insurance quotes, the chances are that you’ll be asked for your projected annual mileage. Try to keep vehicle use down to an absolute minimum by walking, using public transport or car pooling. Vehicles that have an annual mileage of 5,000 miles or less enjoy excellent car insurance discounts.
Having all of the drivers in your household named on a single policy will help to slash your car insurance rates. This is especially effective if you have a young driver in the family.
Use a price comparison website to obtain and compare car insurance quotes more easily. These resources are noted for the amount of time and money they save.